No funds? No scholarships? No worries! PTPTN x’Tra covers the shortfall of PTPTN so you don’t have to worry while you follow the pursuit of your dreams.
PTPTNx’tra scheme covers the shortfall of PTPTN, enabling you to pay NOTHING until you’ve completed your studies.
PTPTNx’tra offers the same 1% interest rate as the National Higher Education Fund (PTPTN).
Repayment only starts 12 months after you’ve graduated, giving you peace of mind until you’ve secured a good job.
Repayment starts 12 months after you’ve graduated, giving you the time you need to secure a job and get a stable income
Our repayment schedules are flexible, you can choose to reduce the repayment period and even ask for a discount.
At Unilenders, we understand the unique financial challenges that students face so we’re here to help you achieve your academic dreams sans those worries!